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This Time Is Different

The real estate market—and specifically the borrowers—are different this time compared to 2008. Here’s a chart from Bill McBride showing the credit score of those that have been borrowing.

Home Price Appreciation Predictions

Survey of what people are expecting home prices to do.

Price Reductions Up

Newest data from Realtor.com shows price reductions are up slightly over 2021 in April. Some other interesting charts there as well.

Affordability Distribution Curve and Score

See how affordability has changed over time.

Personal Savings Rate

From this article about down payment sizes.

Keeping Current Matters

The latest data and charts from Keeping Current Matters.

22 0510 Kcm Keeping Current Slides

1.01MB ∙ PDF File

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Mortgage Demand Is Up Despite Rising Interest Rates

Starting To See More Adjustable Rate Mortgages (Again)

Mortgage Payments Up

Consumers Expect Home Prices to Continue Going Up

Uptick in Contract Cancellations

Could this be from rising interest rates?

Inflation

Good article from WSJ about inflation.

New Mortgage Origination Data

April 2022 Originations Market Monitor from Black Knight.

Mortgage Payment-To-Income Ratio

Fortune article with a chart showing it is harder for people to qualify for mortgages.

What will Happen with House Prices?

Bill McBride discusses whether they are likely to Slow, Stall or Bust.

Enjoy!